Bajaj Finance Reports Significant Profit Growth

Mumbai: In a remarkable financial performance, Bajaj Finance has announced a 20% year-on-year increase in consolidated net profit, reaching Rs 4,765 crore for the June quarter. This growth is attributed to a strong rise in net interest income and higher loan volumes, despite an uptick in provisions and bad loans.

Financial Highlights

The lender’s net interest income soared by 22% to Rs 10,227 crore, with new loans booked increasing by 23% to 1.35 crore. Assets under management (AUM) expanded by 25% to Rs 4.41 lakh crore by June 30, 2025.

Challenges Ahead

However, the company faced challenges as loan losses and provisions rose by 26% to Rs 2,120 crore. The gross non-performing assets (NPA) ratio increased to 1.03% from 0.86%, and the net NPA ratio climbed to 0.50% from 0.38% compared to the previous year.

Standalone Performance

On a standalone basis, Bajaj Finance witnessed a 22% rise in net profit to Rs 4,133 crore, with net interest income growing by 21% to Rs 9,269 crore. The AUM saw a 24% increase to Rs 3.25 lakh crore, though the gross and net NPA ratios also experienced a rise.

Subsidiaries Show Promising Growth

Bajaj Housing Finance reported a 21% increase in net profit to Rs 583 crore, with net interest income jumping 33% to Rs 887 crore. Similarly, Bajaj Financial Securities enjoyed a 37% surge in net profit to Rs 41 crore, alongside a 31% rise in net interest income to Rs 63 crore.