Business

Bajaj Finance Reports Record 20% Surge in Net Profit Amid Rising Bad Loans

Bajaj Finance Achieves Significant Growth in Q2

MUMBAI: In a remarkable financial performance, Bajaj Finance has announced a 20% year-on-year increase in consolidated net profit, reaching Rs 4,765 crore for the June quarter. This growth is attributed to a robust rise in net interest income and an uptick in loan volumes.

Bajaj Fin net profit up 20% at Rs 4.8k cr, bad loans rise too

Financial Highlights

The lender's net interest income soared by 22% to Rs 10,227 crore, with new loans booked jumping 23% to 1.4 crore. Assets under management expanded by 25% to Rs 4.4 lakh crore as of June 30, 2025.

Challenges Ahead

Despite the positive figures, the company faces challenges with loan losses and provisions increasing by 26% to Rs 2,120 crore, signaling a rise in bad loans.