RBI News

RBI's Record-Breaking Payout to Government Set to Soar by 50% in FY25

The Reserve Bank of India is expected to transfer a record surplus of up to Rs 3 lakh crore to the government for FY25, a 50% increase from last year, following reviews of its bala...

RBI Considers Overhauling Dividend Calculation Framework After Five Years

The RBI is reviewing its economic capital framework, potentially altering dividend calculations to the government. With predictions of a Rs 2.5-2.75 lakh crore transfer, this move ...

RBI Intensifies Scrutiny on E-Wallets Following BluSmart's Unexpected Shutdown

Following BluSmart's sudden shutdown, India's RBI is scrutinizing digital wallets in the EV sector to protect consumers from similar incidents, highlighting the risks in closed-loo...

RBI Imposes Heavy Fines on SBI and Jana Small Finance Bank Over Regulatory Non-Compliances

The Reserve Bank of India (RBI) has fined State Bank of India and Jana Small Finance Bank for regulatory non-compliances, emphasizing that these penalties are for compliance issues...

RBI Introduces Stricter Guidelines to Safeguard Consumers in Digital Lending Revolution

The Reserve Bank of India (RBI) has rolled out new master directions to enhance consumer protection in the digital lending space, including mandatory digitally signed loan document...

RBI Relaxes Debt Market Regulations for Foreign Portfolio Investors to Boost Liquidity

The Reserve Bank of India (RBI) has eased investment restrictions for foreign portfolio investors in the corporate debt market, removing short-term investment caps and concentratio...

RBI Significantly Increases Gold Reserves Amidst Declining Forex Reserves in FY25

In FY25, RBI increased its gold reserves by 25 tonnes despite a drop in forex reserves, with gold's value and share in reserves rising significantly. The central bank's strategic p...

RBI's Record Gold Acquisition in FY25: A Strategic Move Amid Global Price Surge

The Reserve Bank of India added 25 tonne of gold in the second half of FY25, marking the largest annual increase in seven years. Gold's share in foreign exchange reserves rose to 1...

Two Years Post-Withdrawal: Rs 2,000 Notes Worth Rs 6,266 Crore Still in Circulation, RBI Reports

Two years after the RBI announced the withdrawal of Rs 2,000 notes, Rs 6,266 crore worth remain in circulation, with 98.24% returned. The RBI continues to facilitate exchanges and ...

Agricultural Sector's Credit Growth Drops to 10.4%, RBI Reports a Significant Slowdown

The RBI reports a slowdown in bank credit growth to the agriculture sector to 10.4%, with industrial advances remaining flat at 8%. Credit growth to infrastructure decelerated, whi...

RBI Deputy Governor Highlights the Delicate Balance Between Green Finance and Credit Risks

RBI Deputy Governor M Rajeshwar Rao discusses the challenges of balancing green finance promotion with managing credit risks in the transition to green technology, highlighting the...

RBI Announces Major Liquidity Boost: Rs 1.3L Crore G-Secs Buyback to Ease Banking System

The Reserve Bank of India (RBI) announces a Rs 1.25 lakh crore government securities buyback in May to support banking system liquidity, following April's liquidity-easing measures...

RBI Mandates Increased Availability of Rs 100 and Rs 200 Notes in ATMs Across India

The Reserve Bank of India (RBI) has directed banks and ATM operators to increase the availability of Rs 100 and Rs 200 notes in ATMs, setting deadlines for implementation to improv...

RBI's Strategic Gold Reserves Expansion: A 57.5 Tonnes Boost Amid Global Financial Uncertainties

The Reserve Bank of India added 57.5 tonnes to its gold reserves in FY25, the second-highest in seven years, amid global financial uncertainties and a trend of central banks increa...

RBI Governor Advocates for Demand Boost Amid Controlled Inflation, Signals Rate Cut

RBI Governor Sanjay Malhotra emphasizes the need to boost domestic demand amidst controlled inflation, signaling a rate cut to sustain economic growth. The MPC's unanimous decision...

RBI Mandates Indian Banks to Secure Digital Transactions with '.bank.in' Domain by 2025

The Reserve Bank of India mandates all banks to adopt the '.bank.in' domain by 2025 to enhance digital transaction security, reduce fraud, and build trust in online banking service...

RBI Deputy Governor T Rabi Sankar Secures Second One-Year Extension Till May 2026

The Indian government has extended RBI Deputy Governor T Rabi Sankar's term for another year until May 2026, marking his second extension. This move reflects the government's trust...

RBI's T Rabi Sankar Secures Second Term Extension: A Look at His Impact and Vision

The Indian government extends RBI Deputy Governor T Rabi Sankar's tenure by another year until May 2026, recognizing his contributions to financial technology and risk management. ...

RBI Mandates Higher Risk Rates for Digital Deposits to Enhance Financial Stability

The RBI has directed banks to impose a higher liquidity buffer rate on digital deposits to prevent risks during financial stress, effective from April next year. This move comes in...

RBI Governor Prioritizes Fair Forex Pricing for Small Buyers and Boosts G-Sec Market Participation

RBI Governor Sanjay Malhotra focuses on fair forex pricing for small buyers and enhancing retail participation in the G-Sec market, addressing challenges in liquidity and pricing d...

RBI Introduces Innovative Strategy for Banks to Offload Stressed Assets Directly to Investors

The Reserve Bank of India proposes a new mechanism for banks and NBFCs to sell bad loans directly to investors, introducing resolution managers for asset recovery and setting new c...

RBI Announces Massive Rs 40,000 Crore Liquidity Infusion to Boost Banking System

The RBI plans to inject Rs 40,000 crore into the banking system via government securities purchases, continuing its liquidity infusion strategy to support the economy. This move fo...

RBI Tightens Gold Loan Regulations: New 75% LTV Cap and Stricter Oversight Unveiled

The Reserve Bank of India (RBI) has proposed tighter regulations for gold-backed loans, including a uniform 75% LTV cap and stricter oversight. Lenders must now assess borrowers' c...

RBI Governor Sanjay Malhotra Warns: Tariffs Could Slow Growth More Than Inflation Concerns

RBI Governor Sanjay Malhotra highlights the potential negative impact of US tariffs on global and domestic growth, with inflation being a lesser concern. Adjustments to India's eco...

RBI Empowers NPCI to Set UPI Transaction Limits for Merchants: A Move Towards Flexible Digital Payments

RBI Governor Sanjay Malhotra announces NPCI's new authority to set UPI transaction limits for merchants, alongside a repo rate cut to 6.0%, signaling a push towards flexible digita...

RBI Governor Clarifies Repo Rate Direction Amid Global Economic Uncertainties

The RBI has revised its GDP growth projections for FY 2025-26 downwards to 6.5%, amid global economic uncertainties. Governor Sanjay Malhotra discusses the unpredictable repo rate ...

Amid Global Trade Tensions, RBI Slashes Repo Rate to Bolster India's Economic Growth

The RBI has cut the repo rate by 25 basis points to 6% to support GDP growth amid global trade tensions and economic uncertainties, shifting to an accommodative monetary policy sta...

RBI Slashes Rates by 25 bps: Home Loans and Borrowings Set to Become More Affordable

The Reserve Bank of India has cut the repo rate by 25 basis points to 6.25%, making home loans and borrowings cheaper. This decision is backed by lower inflation and growth forecas...

RBI Announces Rate Cut: What It Means for Banks and Your Savings

The RBI has started its rate-cutting cycle, but deposit rates remain high. Experts discuss the delayed impact on banks' cost of funds and the potential for future rate adjustments.

RBI's Crucial Rate Decision: Live Updates on MPC Meeting and Governor Sanjay Malhotra's Announcement

The RBI's MPC meeting, led by Governor Sanjay Malhotra, is set to announce a potential repo rate cut to address global economic challenges and stimulate growth. Live updates availa...

Economists Predict RBI to Slash Interest Rates by 25bps Amid Global Trade Uncertainties

Economists expect the RBI to cut interest rates by 25bps in its next meeting, citing controlled inflation and easing growth, despite global trade uncertainties. A shift to an accom...

Experts Predict RBI to Slash Interest Rates by 25 Basis Points Amid Global Economic Challenges

The RBI is expected to cut interest rates by 25 basis points to stimulate growth amid global economic challenges, including new US tariffs. Experts discuss the potential impacts on...