Morgan Stanley's analysis forecasts India's emergence as a global economic powerhouse, driven by credit growth, consumer demand, and macro tailwinds, with potential risks from oil ...
The merger of HDFC and HDFC Bank has slowed down the banking sector's credit growth, with the combined entity's loan growth falling to 5.4% in FY25. Strategic adjustments aim to re...
A BCG report highlights that low interest rates alone don't drive credit growth in India, emphasizing the importance of borrower sentiment and lender confidence. It also points out...
A BCG report warns Indian banks to prepare for increased interest rate volatility after years of stability. The impact of rate changes on performance is gradual and varies, with cr...
Indians are pledging more gold than ever, with outstanding bank loans against gold more than doubling in a year, even as overall bank credit growth slows. This surge is driven by R...
Between 2019 and 2024, women seeking credit grew three times, with 60% from semi-urban or rural areas. Women's share in business loans increased by 14%, and in gold loans by 6%. De...
Fitch Ratings highlights the resilience of India's large non-bank financial institutions (NBFIs) amidst economic and regulatory challenges, predicting steady performance for larger...
Indian banks are expected to see a 12.5% credit growth in FY25, despite challenges like tight liquidity and GDP slowdown. Retail loans show positive momentum, with significant grow...
Vietnam's State Bank projects a 16% credit growth by 2025, focusing on economic growth, inflation control, and efficient credit management. A new scoring system for credit quota al...
The RBI reports that India's bank credit has the potential to grow faster than the economy, supported by a low credit-to-GDP ratio. With a 2022 ratio of 90.1%, below global average...
The finance ministry suggests RBI's policies and structural factors may have led to India's economic slowdown, with growth at a seven-quarter low. A brighter outlook is expected in...
Agribank hikes interest rates significantly, leading other banks to follow suit as deposit growth slows. The average deposit interest rate has risen by 0.5 percentage points, drive...
