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RBI Governor Sanjay Malhotra Clarifies: Banks Have Full Autonomy on Minimum Balance Decisions

James Carter 12 Aug, 2025

RBI Governor Sanjay Malhotra states that banks have the autonomy to set minimum balance requirements, with no RBI restrictions. ICICI Bank's recent hike to Rs 50,000 for new accoun...

Business

ICICI Bank Dramatically Increases Minimum Balance Requirement for Savings Accounts to Rs 50,000

James Carter 10 Aug, 2025

ICICI Bank has increased the minimum balance requirement for new savings accounts to Rs 50,000, a move that contrasts with the trend of public sector banks waiving such requirement...

Business

ICICI Bank Introduces Higher Minimum Balance Requirements for New Customers: What You Need to Know

Olivia Carter 09 Aug, 2025

ICICI Bank has raised the minimum balance requirements for new savings account holders, with different thresholds for metro, urban, semi-urban, and rural branches. Penalties for no...

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