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policy rates News

Banks Strategically Increase Home Loan Spreads Amid Falling Rates to Safeguard Margins

Michael Lee 17 Aug, 2025

Banks are increasing home loan spreads to protect margins as policy rates fall, affecting new borrowers more. This strategic shift emphasizes profitability over growth, signaling a...

Economy

Fed's Williams: Gradual Policy Adjustments Ahead Amid Economic Stability

Emily Rodriguez 09 Dec, 2024

Federal Reserve Bank of New York President John C. Williams described the US economy as nearing equilibrium in a speech, emphasizing the Fed's commitment to guiding inflation to it...

policy rates News

Banks Strategically Increase Home Loan Spreads Amid Falling Rates to Safeguard Margins

Fed's Williams: Gradual Policy Adjustments Ahead Amid Economic Stability

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